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HIV / AIDS

HIV (Human Immunodeficiency Virus) / AIDS (Acquired Immune Deficiency Syndrome)

HIV/AIDS is contracted when an HIV-positive person passes the virus to another person through blood, vaginal fluid, semen, or breast milk. While HIV can’t kill someone, oftentimes people with HIV are vulnerable to opportunistic infections that can damage the immune system and lead to the development of AIDS. Unfortunately, there is no known cure for AIDS, and for many who are diagnosed with HIV/AIDS, they feel they are being handed a death sentence. It’s no wonder considering the following disturbing facts:

  •  AIDS is now the fifth leading cause of death in the United States among people aged 25 to 44.*
  • As of December 31, 2000, 448,060 deaths among people with AIDS had been reported to the CDC.**
  •  Annual cost of some AIDS medications range from $60 for trimethoprim-sulfamethoxazole or dapsone to more than $15,000 for oral ganciclovir. ***

When HIV/AIDS patients answered a recent survey on day-to-day concerns, over half stated that personal finances are the number one problem facing them today. Families and loved ones of AIDS patients oftentimes have to take the burden of medical expenses. Savings and other investments that were meant for retirement get spent on the treatment for AIDS. These mounting health care costs that range from doctor visits to home health care may or may not be covered by your health plan. Quality of life shouldn’t be a financial factor!

Emerald Funding can relieve your financial hardship by providing funds for medical care, mortgages and living expenses. After all, Viatical Settlements are about living, not dying. Money obtained from Viatical Settlements can be very useful when you consider how expensive treatments are.

Why spend the last moments of life fighting bankruptcy? Your Viatical Settlement pays cash now and relieves the financial burden from you and your loved ones.

Emerald Funding turns that death benefit on your life insurance policy into living benefits so that you can enjoy your life. Let Emerald Funding help you today!

Call 1-800-381-6194 or email us today for more information on how to turn your life insurance policy into cash!

*(Kochanek, K.D. et al, Deaths: Preliminary data for 1999. National Vital Statistics Reports; vol. 49, no. 3. Hyattsville, Maryland: National Center for Health Statistics, 2001.)

**(Centers for Disease Control and Prevention (CDC). HIV/AIDS Surveillance Report 2000;12(no.2):1-44)

***(Drug Topics Red Book. Montvale, NJ: Medical Economics; 1996.)